Some of the benefits of utilizing your McNeese Credit Union:
- NO monthly service charge on checking accounts
- NO annual fees on debit cards
- NO loan processing fees
- NO loan origination fees
- NO loan prepayment penalties
- Local loan decisions
- Same day loan closings on most loans
- Fast, friendly, personal service
- McNeese State University payroll deduction available at NO charge
- Debit / ATM card services
- VISA credit cards
- Copies of statements and checks made while you wait, on most occasions
- Full service drive-thru window for your convenience
- Eligible to join Sam's Club
McNeese Federal Credit Union Memorial Scholarship
- Full time, undergraduate students that are attending McNeese State University, and meet specific eligibilty requirements, may apply for the McNeese Federal Credit Union Memorial Scholarship which is awarded annually to a member.
- Applicants must be a member in good standing of the credit union for the past 12 months.
- Preference may be given to those applicants who regularly use the full range of financial services provided by the McNeese Federal Credit Union.
- Applications are available on this website under "online forms".
- Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration, is a U.S. Government Agency.
- Credit Life Insurance is offered to borrowers to cover the unpaid balance of loans up to a maximum of $20,000 in the case of the death of the borrower(s). The cost of the insurance premium is financed into the loan. Credit life insurance is not required for loan approval and is subject to age and health requirements.
- Credit Disability Insurance is offered to members on all types of loans. The cost of the insurance premium is financed into the loan. The disability insurance is not required for loan approval and is subject to age and health requirements.
GAP protection helps to cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan if the vehicle is totaled in an accident or stolen. As an EXTRA BONUS, if the covered vehicle is totaled in an accident or stolen, the GAP protection will apply $1,000 to your next vehicle loan financed with the McNeese Federal Credit Union !!!
GAP protection may also be purchased on a vehicle that is currently financed with the McNeese Federal Credit Union.
- Borrowers have the option of requesting a Skip-A-Payment on loans with less than 60 months remaining until maturity.
- Call the credit union for additional details and to verify your eligibility.